Privacy Policy

We may collect the following categories of information:

• Personal information you provide directly, such as your first name, last name, email address, phone number, and the type of insurance you are interested in.
• Communications you send us, including the contents of messages, voicemails, or form submissions.
• Technical information collected automatically, such as your IP address, browser type, device type, pages visited, and the date and time of your visit.

We use the information we collect to:

• Respond to your inquiries and provide information about mortgage protection and life insurance options.
• Contact you by phone, email, or SMS text message regarding your request.
• Schedule and conduct consultations.
• Improve our website and the services we offer.
• Comply with applicable legal, regulatory, and licensing requirements.

By providing your phone number and checking the applicable consent box on our request form, you agree to receive SMS text messages from Eric Schneider at the number you provided. These messages are sent using an Application-to-Person (A2P) messaging service. Our request form includes two separate consent options, each described below. You may check one or both boxes, and your choice for each is independent.

4.1 Transactional Messages

By checking the transactional consent box, you consent to receive non-marketing text messages from Eric Schneider regarding your mortgage protection or life insurance information request. These messages may include follow-up questions related to your request, appointment scheduling, appointment confirmations, reminders, and other communications related to the information or services you requested. Message frequency may vary.

4.2 Marketing and Promotional Messages

By checking the marketing consent box, you consent to receive marketing and promotional messages, including special offers, discounts, and new product updates, among others. Message frequency may vary.

4.3 General SMS Terms

• Message and data rates may apply. Check with your wireless carrier for details.
• Opt-out: You may opt out of receiving SMS messages at any time by replying "STOP" to any message you receive from us. You will receive a confirmation message once you have been unsubscribed.
• Help: Reply "HELP" to any message for assistance. For additional support, contact us at (818) 915-2776 or EricLSchneider.7@gmail.com.
• Carriers are not liable for delayed or undelivered messages.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Our website uses cookies and similar tracking technologies (collectively, "tracking technologies") to operate the site and understand how visitors use it. Tracking technologies are small files or scripts stored on your device that allow us to recognize your browser, remember your preferences, and measure traffic.

5.1 Types of Tracking Technologies We Use

• Essential cookies: required for the website to function correctly, such as remembering your session and enabling form submission.
• Analytics and measurement: we use a tracking platform to collect visit data — including page views, device type, browser, approximate location, and the pages you visit — so we can understand and improve site performance.
• Form tracking: when you submit a request form, we capture the details you enter along with technical context (URL, page title, user agent, and a session identifier) to attribute your submission to your visit and route it to the correct team member.

5.2 How Tracking Relates to SMS Consent

Tracking data is used for site analytics and to deliver the information you request. It does not by itself enroll you in SMS text messaging. SMS messaging consent is captured separately and only through the explicit transactional and marketing consent checkboxes on our request form, as described in Section 4. Tracking and analytics data, including text messaging originator opt-in data and consent, is not shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors in support of permitted services, such as customer service, is allowed.

5.3 Managing Cookies and Tracking

• You can set your browser to refuse cookies or alert you when cookies are being sent. Some site features may not function properly if cookies are disabled.
• You may opt out of SMS text messaging at any time by replying STOP to any message, as described in Section 4.3.
• To request deletion of tracking data associated with you, contact us using the details in the Contact Us section.

We do not sell your personal information. We may share your information in the following limited circumstances:

• With insurance carriers, underwriters, and authorized partners as necessary to provide you with the information or coverage you request.
• With service providers who assist us in operating our business (for example, customer relationship management and communications tools), under contractual obligations of confidentiality.
• When required by law, court order, or regulation, or to protect our rights, safety, or property.
• In connection with a merger, acquisition, or sale of all or part of our business.

We retain your personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy, to comply with legal and regulatory obligations, to resolve disputes, and to enforce our agreements. You may request deletion of your information at any time by contacting us using the details below.

Depending on your state of residence, you may have the right to access, correct, update, or request deletion of your personal information, and to opt out of certain processing. To exercise any of these rights, contact us using the information provided below. We will respond to your request in accordance with applicable law.

We implement reasonable technical, administrative, and physical safeguards designed to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can delete it.

Some browsers offer a "Do Not Track" feature. Because there is no uniform standard for how such signals should be interpreted, we do not currently respond to "Do Not Track" signals.

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your information.

If you have questions about this Privacy Policy or our information practices, please contact us:

Eric Schneider
Licensed Insurance Producer
1521 Woodcrest Ave, Coraopolis, PA 15108
Phone: (818) 915-2776
Email: EricLSchneider.7@gmail.com