Terms of Service

Through this website, we provide information about mortgage protection, life insurance, family security, and legacy protection services. Submitting a request for information does not constitute an application for insurance, a binding agreement, or a guarantee of coverage. Insurance products are subject to underwriting and the terms, conditions, and availability of the issuing insurance carrier. Product availability and features may vary by state.

The information provided on this website is for general informational and educational purposes only. It is not intended as legal, tax, accounting, or financial advice, and should not be relied upon as such. You should consult with a qualified professional regarding your individual circumstances before making any insurance or financial decisions.

Eric Schneider is a Licensed Insurance Producer. Insurance licenses are issued at the state level and are subject to applicable state insurance department regulations. Licensing information is available upon request.

You agree to use this website only for lawful purposes. You agree not to:

• Submit false, inaccurate, or misleading information.
• Impersonate another person or misrepresent your affiliation.
• Use the site to transmit viruses, malware, or harmful code.
• Attempt to gain unauthorized access to any portion of the site.
• Interfere with the proper functioning of the site.

By providing your phone number and checking the applicable consent box on our request form, you agree to receive SMS text messages from us. Our form offers two independent consent options:

• Transactional consent: You agree to receive non-marketing text messages from Eric Schneider regarding mortgage protection or life insurance information you have requested. These messages may include follow-up questions related to your request, appointment scheduling, appointment confirmations, reminders, and other communications related to the information or services you requested. Message frequency may vary.
• Marketing consent: You agree to receive marketing and promotional messages, including special offers, discounts, and new product updates. Message frequency may vary.

Message and data rates may apply. You may opt out at any time by replying STOP to any message. Reply HELP for assistance. For full details on our SMS practices, including frequency and carrier requirements, please review our Privacy Policy.

Carrier Liability. Wireless carriers are not liable for delayed or undelivered messages. Message delivery is not guaranteed and may be affected by carrier network availability, service interruptions, device compatibility, or other technical factors outside our control.

Age Requirement. You must be at least 18 years of age to provide consent to receive SMS text messages from us. By providing your phone number and checking the applicable consent box, you represent and warrant that you are at least 18 years of age and legally able to provide consent.

All content on this website, including text, graphics, logos, and design elements, is the property of Eric Schneider or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written permission.

This website may contain links to third-party websites or reference third-party products and services. We do not control and are not responsible for the content, accuracy, or practices of any third-party sites. Inclusion of any link does not imply endorsement.

This website is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

To the fullest extent permitted by applicable law, Eric Schneider shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of or inability to use this website or any information provided through it.

You agree to indemnify and hold harmless Eric Schneider from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from your misuse of this website or your violation of these Terms.

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the courts located in Pennsylvania.

We may revise these Terms at any time. When we do, we will update the "Last updated" date at the top of this page. Your continued use of the website after any changes constitutes acceptance of the revised Terms.

If you have questions about these Terms, please contact us:

Eric Schneider
Licensed Insurance Producer
1521 Woodcrest Ave, Coraopolis, PA 15108
Phone: (818) 915-2776
Email: EricLSchneider.7@gmail.com